This series demystifies credit and empowers you to use it to your advantage. Starting my credit card points journey, I realized I, like many others, lacked accurate information. With a 500s credit score, I embarked on a credit repair mission to unlock the world of points. Five years later, my score boasts 790+, and I’ve treated my family of six to dream vacations in Hawaii and French Polynesia – all on points! Here, I share everything I’ve learned about credit scores. If you’re looking to leverage credit, I hope this information helps you achieve your goals!