Award Transfer Partner Guide

To maximize credit card rewards, transfer your points and miles directly to airlines or hotels for the best value. Booking through travel portals or third-party sites might feel easy, but direct transfers often boost redemption rates. This approach stretches your rewards further, unlocking premium travel experiences with fewer points. Check the chart below—it lists airline and hotel transfer partners for various credit card programs to guide your decisions and help you squeeze every ounce of value from your points.

Understanding these transfer options unlocks the full potential of your credit card benefits. Review the chart to pinpoint the top transfer partners that match your travel goals. This way, you optimize every mile or point for maximum impact. Strategically using transfer partners multiplies your points’ worth, landing you first-class flights, luxury hotel stays, and exclusive perks at a fraction of the cost. This spreadsheet equips you to turn everyday spending into epic travel adventures. For more tips, check out our YouTube channel, or hire us to handle your travel needs by filling out the form on our Trip Planning Service page.

Award Transfer Partner Guide:

  1. Transfer Ratios & Times:
    • Each transfer partner’s ratio is displayed above its name.
    • Typical transfer times are listed below.
    • While airlines often advertise instant transfers, actual times vary from minutes to seven business days. Delays can occur due to mismatched account details or technical issues. Transfers are irreversible.
  2. Marriott Transfers:
    • Marriott points transfer to many airlines at a 3:1 ratio.
    • They are useful for topping off bookings but are generally best used for Marriott stays.
    • Airlines not partnered with Marriott: EVA, Finnair, and JetBlue.
  3. Southwest Flight Releases:
    • Flights become available in scheduled batches throughout the year.
  4. Avios Program Transfers:
    • Airlines using Avios (e.g., British Airways, Qatar Airways) allow transfers between each other.
  5. Code Lookup & Booking Options:
    • The IATA code lookup tool helps identify airline codes.
    • The “Also Bookable” column lists airlines that can be booked through another airline’s loyalty program.
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