To maximize your points and miles, transferring them directly to airlines or hotels often provides the best value. Booking through a travel portal or third-party site may seem convenient, but direct transfers typically yield better redemption rates, allowing you to stretch your rewards further and unlock premium travel experiences for fewer points. The chart below outlines airline and hotel transfer partners for various credit card programs, helping you make informed decisions and get the most out of every point.
Understanding these transfer options is key to optimizing your rewards and fully leveraging your credit card benefits. By reviewing the chart, you can identify the best transfer partners to align with your travel goals and maximize your rewards journey, ensuring that every mile or point is used to its highest potential.
Award Transfer Partner Guide:
- Transfer Ratios & Times:
- Each transfer partner’s ratio is displayed above its name.
- Typical transfer times are listed below.
- While airlines often advertise instant transfers, actual times vary from minutes to seven business days. Delays can occur due to mismatched account details or technical issues. Transfers are irreversible.
- Marriott Transfers:
- Marriott points transfer to many airlines at a 3:1 ratio.
- They are useful for topping off bookings but are generally best used for Marriott stays.
- Airlines not partnered with Marriott: EVA, Finnair, and JetBlue.
- Southwest Flight Releases:
- Flights become available in scheduled batches throughout the year.
- Avios Program Transfers:
- Airlines using Avios (e.g., British Airways, Qatar Airways) allow transfers between each other.
- Code Lookup & Booking Options:
- The IATA code lookup tool helps identify airline codes.
- The “Also Bookable” column lists airlines that can be booked through another airline’s loyalty program.
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Open in new tab By strategically using transfer partners, you can exponentially increase the value of your points and miles, securing first-class flights, luxury hotel stays, and exclusive travel perks at a fraction of the usual cost. This spreadsheet empowers you to make the smartest decisions, turning your everyday spending into unforgettable travel experiences.