No Annual Fee, Big Payoff: The Amex Blue Business Plus for Trifecta Beginners

Blue Business Plus

Amex Blue Business Plus overview

Looking for a no-frills, high-rewards credit card for your small business? Look no further than the Amex Blue Business Plus. This card boasts a straightforward rewards structure: a flat 2x Amex points on all purchases, every single day. Plus, it comes with valuable benefits for small businesses, all for the delightful price of zero. But the real magic happens when you combine it with the American Express Gold or Platinum cards. Suddenly, that everyday spending translates into a points bonanza, maximizing your earning potential without spending an extra dime. We’ll dive deeper into this powerful trio and show you how the Blue Business Plus can become your secret weapon for racking up travel rewards.

Amex Blue Business Plus welcome bonus

The beauty of the Blue Business Plus welcome bonus is its consistency. Unlike many cards with ever-shifting offers, this one has remained stable for years: 15,000 Membership Rewards® points for spending $3,000 in the first three months. No waiting for a potential, maybe-bigger bonus, just a reliable reward for getting started. This predictability makes it a great option for those who value guaranteed value over the gamble of higher, but uncertain, future offers.

Blue Business Plus benefits

The Blue Business Plus might boast a zero annual fee, but its advantages for small businesses extend far beyond that. Get ready to discover a range of valuable perks, tailored to empower your operations and streamline your expenses.

1. 24/7 Global Assist Hotline: Travel with confidence knowing you have access to emergency assistance coordination, anytime, anywhere.

2. Car Rental Loss and Damage Insurance: Skip the rental counter’s costly insurance and still get peace of mind. Your Blue Business Plus provides secondary auto coverage in eligible territories, so you can relax and enjoy the ride.

3. Amex Offers: Unlock exclusive deals and earn bonus points on everyday purchases like groceries, gas, and travel. Just register for Amex Offers and watch your rewards stack up.

4. Free Employee Cards: Empower your team without breaking the bank. Get additional employee cards for eligible employees at no extra cost, making expense tracking and business purchases a breeze.

5. Extended Warranty: Get up to one extra year of protection on eligible manufacturer’s warranties when you pay with your card. That’s peace of mind for your business purchases.

6. Purchase Protection: Breathe easy knowing your eligible purchases are protected from damage, loss, or theft. Terms and conditions apply.

Earning rewards

Double your points, double your return. The Blue Business Plus delivers the best everyday earning rate for a business card. Rack up 2x points on every purchase, up to $50,000 annually. That’s like getting a 4% bonus on all your business expenses. It’s the perfect card for maximizing your rewards, without the complexity.

Delta plane interior

Redeeming rewards

Membership Rewards points are your passport to travel freedom, offering unrivaled flexibility and value. Transfer them to a vast network of partner airlines, most at a 1:1 ratio, and unlock a world of flight options. And when wanderlust strikes, American Express fuels your adventures with frequent transfer bonuses up to 30%, stretching your points even further. From Delta and Air Canada’s Aeroplan (your favorite, we get it!) to Iberia Avios, the possibilities are endless. While cash back, Amazon purchases, Uber rides, and gift cards might be tempting, remember, the true magic lies in soaring with your points.

Is the Blue Business Plus card worth having?

I’ve found the Blue Business Plus to be a loyal point-earning companion. It fills in the gaps where my other cards fall short, and the Amex Trifecta synergy is an added bonus. However, your spending habits are unique, so carefully consider your priorities before deciding. Whether it’s the Blue Business Plus, the Chase Sapphire duo, or something else entirely, the key is to find a card that seamlessly fuels your business goals and rewards your hustle along the way.

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